| iv id="body"> | | | | five of the last 10 years. You must become disabled |
| Many people do not realize they are eligible to | | | | and unable to work prior to reaching your retirement |
| receive Social Security Disability Insurance (SSDI) | | | | age, which has a range of 65 to 67. You also must |
| benefits. Misunderstandings and confusing | | | | qualify as disabled due to illness or debilitating disability |
| government processes prevent people from receiving | | | | under the SSA's definitions. A professional SSDI |
| the disability benefits they deserve. Unfortunately, | | | | representative stays up-to-date on the recent |
| many Americans exhaust their own savings and | | | | changes and additions to these definitions and is |
| financial resources before finally applying for these | | | | familiar with this complicated evaluation and application |
| benefits. Even worse, some people go without | | | | process. |
| necessary medical care that could have eased | | | | The first questions asked by the Social Security |
| medical problems, helping them to live better and | | | | Administration are about income and employment for |
| possibly get back to work sooner. | | | | five of the last 10 years. If a person engages in |
| People with chronic, debilitating disabilities and illnesses | | | | "substantial gainful activity" and earns more than |
| often face overwhelming difficulties due to their | | | | $980 per month, they do not qualify for SSDI |
| unfortunate medical condition(s). Aggravating the | | | | benefits. Next, they factor in the severity of a |
| problem, living on no income or a reduced income can | | | | person's disability and the extent to which it |
| keep these individuals from receiving the healthcare | | | | interferes with job performance. In addition, the |
| they deserve. This article looks at the confusion | | | | disability must either meet or exceed a suitable |
| surrounding applying for SSDI benefits and shows | | | | medical listing. |
| how Social Security disability benefits can make a | | | | The Social Security Administration then evaluates |
| huge difference in people's lives. | | | | work the applicant performed in the past despite the |
| Expert Advice Is Key | | | | disability, denying SSDI benefits if an applicant |
| All conditions and illnesses covered by Social Security | | | | demonstrates they can still work. However, if an |
| disability benefits have certain criteria that deem a | | | | applicant cannot perform their job, the Social Security |
| person eligible or not. This is why expert advice from | | | | Administration evaluates his or her work experience, |
| a professional company is crucial to receiving an | | | | age, mental and physical status, and education to |
| award. For example, a person with AIDS may receive | | | | determine if the applicant can perform another type |
| SSDI benefits due to the symptoms of AIDS, | | | | of work. |
| including neurological and hematological abnormalities. | | | | What SSDI Provides |
| Medical conditions like fibromyalgia, bulging discs, | | | | After being a productive and self-sufficient worker, |
| anxiety, skin and sleep disorders, chronic liver disease, | | | | many individuals with debilitating illnesses and |
| diabetes, and others can qualify a person for Social | | | | disabilities find themselves at a loss as to how to |
| Security disability benefits. It's always in your best | | | | function in their daily lives. SSDI benefits provide a |
| interest to find out if you might qualify to receive | | | | regular monthly income and annual increases generally |
| SSDI benefits before you start the application | | | | tied to the rise in the cost of living. Recipients also |
| process. Unfortunately, if you don't understand the | | | | receive Medicare medical benefits 24 months after |
| application process, you may not receive your | | | | cash entitlement to Social Security disability benefits. |
| entitled benefits. Luckily, a professional SSDI | | | | Medicare includes Part A hospital benefits, Part B |
| representation expert has the expertise necessary to | | | | medical benefits and Part D prescription drug |
| ensure you receive the maximum Social Security | | | | coverage, plus the option of choosing from several |
| disability benefits possible. | | | | Medicare Advantage plans. Those qualifying for |
| Qualifying for SSDI | | | | benefits also may receive an 11-month extension of |
| The eligibility, application, and awarding of SSDI | | | | their COBRA benefits. |
| benefits processes baffle most people and rightly so. | | | | The complex process of applying for Social Security |
| While basic determining factors can give a person an | | | | disability benefits often prevents qualified people |
| initial look at the possibility of qualifying during the | | | | from receiving their SSDI benefits. However, |
| application process, professional companies have a far | | | | individuals can increase the likelihood of receiving an |
| better likelihood of success. Unfortunately, individuals | | | | award by consulting a professional SSDI benefits |
| unfamiliar with the complexities of the process don't | | | | company that can help protect long-term disability, |
| usually fare as well as those who consult an expert. | | | | retirement and dependent benefits. A professional |
| A professional company can keep the process simple, | | | | claims services company also can make the |
| eliminating frustration, confusion, stress, and time | | | | complicated application process simple and stress |
| wasted on lengthy appeals. | | | | free. Once you receive SSDI benefits, you also |
| Determining eligibility for Social Security disability | | | | receive access to return-to-work incentives, which |
| benefits involves a step-by-step process. First, you | | | | allow you to try returning to work while continuing to |
| must have held gainful employment where you paid | | | | receive Social Security disability benefits. |
| into the Social Security Administration program for | | | | |